If you’re anything like me, you’re probably a bit of a clothes addict. OK, maybe a lot of a clothes addict. I’ll be the first to admit that I can’t resist a bit of retail therapy, and am constantly scouring the shops and high street for fashion bargains. There’s nothing wrong with this of course (in fact, research shows that shopping is good for our health), but if you don’t know how to shop smart, it can end up costing you money.
A few years ago I was in this boat too. All my money seemed to be going on clothes, accessories and shoes – but I never seemed to have anything to show for it! It was only when I started applying some rules to my shopping habits that I started getting better value for my money. And now they’ve become second nature to me. So here are my 20 tips for smarter shopping…
If you want to save money, you have to make smarter shopping choices. It’s as simple as that. The good news is, there are so many different ways to be a smarter shopper.
For starters, make sure you always have a list when you go to the grocery store. This will help you stick to what you need and avoid impulse buying items you don’t really need.
Also, always keep an eye out for coupons and deals. This will help maximize your savings on the products you actually use. And don’t forget to check online for sales and discounts.
In fact, if you want the easiest way to save money on your groceries, check out Ibotta! Ibotta is an app that gives users cashback on groceries, clothing and more. You can even earn cashback on online purchases!
But before we get into all that, let’s talk about all the different ways to spend less at the grocery store without ever having to clip a single coupon. Here are our top 20 tips for smarter shopping!
No matter how long you’ve been shopping for your family, there are always new tricks to discover. But with the rise of computers, smart phones and the Internet, we have even more opportunities to save time and money.
This week we’ve gathered 20 of our favorite time-saving, money-saving tips for smarter shopping. Some are old favorites that can use a reminder; others are new techniques made possible by technology.
1. In the store? Use an app to compare prices.
2. Sign up for alerts on price drops on the stuff you want to buy.
3. Use a rewards site to get cash back when you shop online….
For some time now, we’ve been trying to help shoppers make smarter, more informed choices in the supermarket. But with so many of us shopping online these days, we wanted to let you know that you can still use all our top tips when you shop on Ocado. We’ve partnered with Ocado to create a new blog series. Here’s the very first post, sharing our 20 top tips for better grocery shopping, which will hopefully help you save both time and money, and make your food shopping more sustainable too.
All our tips are based on research (supported by the Esmée Fairbairn Foundation), carried out by Which? and published in two reports last year:
Sustainable Supermarkets – how the major supermarkets measure up on their environmental and ethical credentials
Supermarket Shopping Made Easy – a guide to shopping at seven of the UK’s biggest supermarkets
Over the coming weeks we’ll be trying out more of these tips with Ocado as we do our food shopping. We hope they help you too.
When you are shopping, you are making decisions. Instead of thinking about the things that go into your cart on a one-off basis (Do I want this thing right now?), think about them with respect to the other things you have in your life.
For example: do I really need another shirt? Do I have space for it? Do I have time to wash it? Will my husband or wife be upset if I buy it? Is it worth spending money on this instead of something else?
The “instead of something else” part is important. If it is not adding to your life when compared to everything else you could be doing with that money, then it is probably best to not buy it.
Excel is a spreadsheet program included in the Microsoft Office suite of applications. Spreadsheets present tables of values arranged in rows and columns that can be manipulated mathematically using both basic and complex arithmetic operations and functions. Excel can also be used to create lists, budgets, track expenses, manage contact information, and much more.
Computer users who have never used Excel before will find this tutorial easy to follow because it uses terms that are already familiar to those who use computers regularly. By the time you complete this tutorial, you will be able to start Microsoft Excel 2007, open an existing worksheet, enter information on a worksheet, save a worksheet, preview and print a worksheet, and close a workbook.
pandas is an open source, BSD-licensed library providing high-performance, easy-to-use data structures and data analysis tools for the Python programming language.
pandas is a NumFOCUS sponsored project. This will help ensure the success of development of pandas as a world-class open-source project, and makes it possible to donate to the project.
Python with pandas is in use in a wide variety of academic and commercial domains, including Finance, Neuroscience, Economics, Statistics, Advertising, Web Analytics, and more.
pandas is well suited for many different kinds of data:
Tabular data with heterogeneously-typed columns, as in an SQL table or Excel spreadsheet**
Ordered and unordered (not necessarily fixed-frequency) time series data.**
Arbitrary matrix data (homogeneously typed or heterogeneous) with row and column labels**
Any other form of observational / statistical data sets. The data actually need not be labeled at all to be placed into a pandas data structure**
The two primary data structures of pandas, Series (1-dimensional) and DataFrame (2-dimensional), handle the vast majority of typical use cases in finance, statistics,